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07 May, 2021

What Are The Pros And Cons Of Moving After Retirement?

Retirement is the beginning of a new phase and reaching this milestone is a great achievement for many people. There will be no work stress, deadlines, new projects, customers, and unreasonable commands from bosses once you get retired. It brings freedom, a sense of relief and peace of mind. You can spend quality time with your family, explore new places, travel all around the world, and do whatever you like.

One of the important decisions you need to make after the retirement is home relocation. You may want to shift from a big house to a studio apartment or planning to move to a cheaper city, make sure you plan everything for a stress-free experience.

Since you have to pack all types and sizes of household belongings, it is imperative you hire professional removalists in Melbourne for the best experience. They will take care of your precious possessions and help you relocate to the new place without causing any damage.

However, there are some pros and cons of moving after retirement. So, keep these in mind before making the final decision.

Key Pros:

Relocating home after retirement has various benefits, such as :

1. Live in an Affordable City/Suburb

After the retirement, you should minimise your expenses, and moving a house to a place where the cost of living is low can be an ideal decision. There is no denying the fact that Melbourne is one of the best cities to live but it is very expensive.

So, you can look for surrounding suburbs where you can find affordable housing options with great amenities. Some of the best suburbs are:

  • Kew – It is a beautiful historic suburb, located just 5km away from the city. The suburb boasts of lush-green parks, breathtaking landscape views, peaceful environment and minimum noise pollution. It is a great place for retirees.
  • Melton – It is one of the most affordable suburbs, offering great amenities, such as spacious homes, restaurants, yoga centres, cafes, shopping centres and much more.
  • Hoppers Crossing – The Hoppers Crossing is also a vibrant suburb where you can find affordable homes with all high-end amenities. It is a great place for retirees and family with kids.

Tip: Coastal areas are more expensive than inland areas when it comes to buying a house or apartment.

2. Move Closer to Your Family

Living with family is one of the best things in life. So, you can move closer to your family after the retirement. With no job holding you down, you can finally buy a house close to your children and grandchildren.

You can also move in with your kids- this will save you the cost of buying or renting a house. So, decide what is best for you.

3. Downsizing Your House

This is the best time to downsize your house and save some money. Smaller homes are cheaper as compared to big homes so that you can put that extra money into the bank after shifting to the studio apartment. Small homes also reduce your electricity bills, property taxes and maintenance costs. So, this is one of the great benefits of moving after retirement.

Cons:

Here are some disadvantages of moving after the retirement:

1. You Will Miss Your Friends and Family

Leaving old friends and family members behind can leave mental pressure when you move after a long time. It will be a difficult phase because you have spent years with your friends and family in this house. So, this is also one of the biggest advantages to keep in mind while moving to the new place.

2. Leaving the Home

This is a tough phase because leaving the home where you started out your professional life, married life and raised your children can bring a lot of emotional stress.

Living in one place for years certainly develops a strong emotional attachment that can’t be overlooked during this big decision.

However, you can adapt the new change quickly if you give yourself time and plan things ahead of time.

3. Preparing Household Belongings

One of the biggest advantages of home relocation after you retire is the preparation of belongings. You can’t do everything alone because packing and lifting boxes is a back-breaking chore. So, the best thing you can do is to hire professionally-trained removalists in Melbourne and stay stress-free throughout the process.

Tip: Do not lift heavy boxes and furniture as it can lead to serious personal injuries.

4. Hassle of Transferring Health Insurance

Moving to a new city or state means having to update the address, documents and other important things. Health insurance is one of the important things that need to be transferred.

When you are of a retirement age, there is a higher chance of complex health-related problems. So, make sure your health is covered without any delays. This can be a real concern when moving to the new house at this age.

Conclusion

It is good to consider both pros and cons before moving to the new house after retirement. You can ask your children to assist you in finding the most suitable home within an estimated moving budget. Also, hire trained Melbourne removalists for a safe and sound move. This will help you focus on the other important tasks such as health insurance, transferring utilities, etc.